I have a car fincedthrough HSBC sense Febuary of 07 at a rate of almost 17% interests.I have worked very hard to better my credit score.
I was forced into retirement which changed my monthly income. I can't afford the high payment so I called them to refinance at a lower rate. They told me they don't do refinances. I think your right, they are preditors and should be punished for it.
My payment are too high for someone to assume and can't sell it because of the amount financed, so I am stuck.I think I will loose this car when they rear their ugly head.
Review about: Hsbc Group Loan.